If you are working a typical 9-5 job, you will know that banking can be a bit of an inconvenience due to the fact that banking hours fall on the exact time a person usually is at work, and it is rarely a quick in-and-out because of the long lines. Everybody has at least one experience of impatiently fidgeting while standing in line and waiting for your number to be called. Luckily there is a better, smarter way to do ones banking: doing it online. Online banking allows you to do virtually everything you need to do from the comfort of wherever you are. All you need is a way to connect to the internet, like a laptop, PC or cloud based phone, and visit their page, or use an app designed for that.
While those new to the concept might be hesitant at first (‘It’s too complicated”, “I don’t trust it”, “What if something goes wrong?” etc.), the benefits are significant enough for you to give it some consideration:
The first big benefit of course, is convenience. There is never enough time during the work day to sneak in your banking chores, and during the weekends, when you do have time, the banks will likely be closed. Online banking eliminates the need to sacrifice your precious lunch break to rush to the bank and then stand in line for another half hour since you can access your account from your computer whenever you have five minutes to spare. If you want, you can even take a few seconds to be smug about how easy your life has become, and pity the fool who still insists on doing it the old way.
The second big benefit is for the account itself. Online banking has many innovative ways of letting you manage your finances. Nowadays it is possible to pay your various bills, from electricity, rent, to phone bills through your online bank account, freeing you of even more unnecessary rushing and standing in line. Online banking also allows a quick a hassle free transfer of funds from one account to another, whether between your different accounts, or to deposit funds into someone else’s, all by using a phone app. You can even set up automatic periodic payments for things like rent, so you won’t have to worry about them anymore.
The last big benefit is control. You are more in control of how your account is maintained, and how your transactions are done. Since everything is recorded, you can keep track of your account balance without having to go to the bank or wait for monthly statements to be sent to you. Everything you need to know about your transactions and account balance will be available in a moment’s notice and you will know where you stand financially. All these additional services are completely free. If you make a transaction that does charge a fee, rest easy with the knowledge that online transaction fees are lower than regular fees and that if you are forced to make these transactions regularly, the money you save by doing it online will add up.
On a closing note, let me say that banking is never “fun”. It is a necessary chore every adult has to do sooner or later that takes up time and is almost always inconvenient. With banks and technology now actually offering a dozen ways of making things easier for us, it may even be considered silly for us to spend any more time on this chore than we absolutely have to. So, enroll your account online now. Inquire at your bank as to what the necessary steps and requirements are and try to find out if there are any smartphone apps available, and you will soon wonder how you were able to live without it.
[box_light]Tyrone is a freelance writer who’s had extensive experience in the Outreach Program. This time he brings his extensive Writing expertise to Business and Technology. The articles he posts will surely be informative and comprehensive especially for individuals who are in dire need of these resources. He writes to cater impressive pool of different clients.